retire in ecuador

6 Reasons to Retire Overseas - U.S. News & World Report (blog)
6 Reasons to Retire OverseasU.S. News & World Report (blog)In Ecuador, perhaps the world's most affordable overseas retirement haven, a couple could live comfortably on as little as $800 per month.

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Utilities (including, phone, Internet, and cable television): $150

Maintenance and fuel for one car: $140

If your retirement income makes it difficult to get by where you're living, maybe it's time to go off shore where your income can give you a good lifestyle. Places that have low living expenses generally have a low average wage and that means the cost of living will be low.

* any specialty health care you must have access to

Be prepared to learn and adapt. You may have to leave some of your old customs behind. Look beyond obstacles you encounter. Being friendly, positive, and adaptable will make you friends and enhance your life abroad.


The indexes they tabulate for each country are:

International Living at internationalliving.com also tabulates the quality indexes for cities world wide to create a Global Retirement Index per country. They created this index from weighting the scores of eight indexes for each city.

* Consumer Price Plus Rent Index

* reasonable access to family and to enjoyments like museums, skiing, golfing, etc.

Entertainment (two people dining out eight times a month at top restaurants or other entertainment): $200

* Entertainment, Recreation, and Culture Weight, 10%

Clothing: $70

* Health Care Weight, 20%

Total per month: $1,415;

You'll generally find a lower cost of living in

* Special Benefits: This category considers government provisions that make moving to and living in each country easier and more affordable for foreigners. Weight, 20%

* Consumer Price Index (CPI)

* acceptable weather

* Rent Index

* Eastern Europe

Living expenses vary over these areas but the more you stay away from the tourist locations, the cheaper things get. Nevertheless, Eastern Europe's Bulgaria, Romania and Croatia are quite inexpensive. Asia's India and the Philippines are very cheap as is Nicaragua and Ecuador in the Americas.

The more you blend into your new country, the better deal you'll have for living. Although English is the common language of the world, you should try to learn some of the local language. The locals appreciate when you do. With a few words under your belt, you'll be able to shop outside of the tourist traps, like the locals, at greatly reduced prices.

Consider a country that gives you

Where is it cheaper to live?

Housing (rental of a luxury two-bedroom apartment): $500

*Where to get started and how to compare?

Under this scheme, in 2009, Ecuador, Mexico, Panama, and Uruguay ranked the highest -in the upper 70's, while the U.S. ranked at only 62.

* Central and South America, and

* Real Estate Weighted, 15%

Panama, Argentina, and Brazil cost a little more but can offer you more associated with your American lifestyle. But the world is upgrading fast. You really have to shop for what's best for your circumstance.

Bring yourself and be adaptable

* a sense of community that you can feel apart of

The eight indexes are based on a score of 0 to 100 where 100 is the 'best' score for your money's worth. These indexes and their weight in the Global Retirement Index is:

* Cost of Living Weight, 20%

* Local Purchasing Power If domestic purchasing power is 40, this means that inhabitants of that city with the average salary can afford to buy 60% less typical goods and services than New York City residents with an average salary.

* Infrastructure. Weight, 5%

Use the internet to get a feel for what the cost of living is in all the countries of interest to you. A new and free site at Numbeo.com gives you a lot of living expense indices - right down to renting, electricity, meals, etc.

* Climate Weight, 5%

A rough estimate of monthly costs for living in Cuenca, Ecuador is:

Indexes at this website are relative to New York City for which each index is set at 100(%). Another city with a rent index of 120 means rents on average are 20% more expensive than in New York City. A rent index of 70 is 30% less expensive than in New York City.

* Safety and Stability Weight, 5%

* Groceries Index

But you've got your Social Security, a pension and perhaps some savings you can use for income. That income in a low cost of living country can pay for a fairly good lifestyle there.

That translates to an income of about $17,000 per year or $47 per day.

Maid (twice a week): $60

* Restaurants Index

* Asia

Health care (four $30 visits to a doctor per year for two people, divided by 12 months): $20

Groceries: $275

What to consider and compare when looking for a country - and a local area there- suited to you

is a fun site to read and follow the journe of a couple of Aussies who move to Cuenca Ecuador.www.retire-in-ecuador.com/ - Cached - SimilarRetire and Let Your Money Take You Further Jun 8, 2007 If you Ecuador, every cliché you've heard about living large on little money–about settling into the lap of luxury on even a internationalliving.com/2007/06/retirement/ - CachedEcuador is a haven for retirees - MSN MoneyBut today's has emerged as a country that remains viable for those wanting to or invest here. most areas, significant property bargains articles.moneycentral.msn.com/RetirementandWills/RetireInStyle/EcuadorIsaHavenForRetirees.aspx - Cached - SimilarCheap Living - Retire to Ecuador, Life on the Equator AwaitsJun 22, 2009 A good life and cheap living can be had for retirees who choose Ecuador. From beach life to colonial cities high the Andes.ezinearticles.com/?Cheap-Living---Retire-to-Ecuador - Cached - SimilarRetire a Foreign Country – | Go To RetirementAug 17, 2009 Although retirement a foreign country is something that we baby boomer think about, is not one of the countries that immediately gotoretirement.com/2009/08/retire-foreign-country-ecuador/ - Cached - SimilarMost Affordable Places to Retire, Ecuador, Choosing Where To RetireDescribes the benefits of choosing as a potential retirement destination.www.gocurrency.com/articles/retire-ecuador.htm - Cached - SimilarShould You Ecuador, Er, Equador? - Associated Content Oct 31, 2006 Information on retiring to Equador. It's culture and entertainment, the physical diversity, cost of living and real estate information.www.associatedcontent.com//should_you_retire_in_ecuador_er_equador.html - Cached - SimilarHome PageRetire Ecuador, early, by the ocean or the mountains. gives you a choice of where you would like to retire at affordable prices. retireinecuador.net/ - Cached - Similarretire - Ecuador.com Discussion Forum7 posts - 4 authors - Last post: Jul 7, 2009Hello !! I am new here and finding lots of great info. I am 53, recently laid off (again ) the corporate travel world and now must thing www.ecuador.com › › Open Board/Cartelera Abierta - Cached - SimilarGet more discussion resultsEcuador for Expatriate RetirementMar 18, 2009 Taking a look at why European and British retirees are following the Americans and discovering that is a fantastic place to www.shelteroffshore.com//ecuador-for-expatriate-retirement-10332 - Cached - SimilarSearches related to ecuadorvolunteer ecuadormoving to ecuadorecuador network linksbest places live ecuadorliving cuenca ecuadorexpats ecuadorthe galapagos islands ecuadoramazon jungle Sponsored linksRetire EcuadorFor people considering Retiring,Visiting, or Living Follow our journey from February 2008 and find out why we have chosen to move to full-time.www.retire-in-ecuador.com/retire-blog.html - Cached - SimilarWorld's Best Place to is Cuenca | HULIQOct 28, 2009 Cuenca, is a place of old world beauty and tops the list of 2009 World's Top Retirement Havens listed by International Living.www.huliq.com//worlds-best-place-retire-cuenca-ecuador - Cached - SimilarRetire Ecuador on an Organic FarmJul 16, 2009 This looks like the perfect little retirement operation, so where should we See additional information at Ecuador. www.ecuadorliving.com//retire-in-ecuador-on-an-organic-farm.html - Cached - SimilarRetire EcuadorJul 16, 2009 Are you thinking that you want to Ecuador? A huge and growing legal problem that affects the way we bank and www.garyascott.com/2009/07/16/5886.html - Cachedcotacachi retirementretire ecuadorreal estate for cotacachi retirement, cotacachi ecuador, retirement developments, places to retire california, active adult 55+ and more, www.bestretirementspots.com/cotacachi-ecuador-retire-expatriates.htm - Cached - SimilarRetire - Year Round Spring Time For Little MoneySep 23, 2009 and live very, very well on a Social Security check of $1500 a month. Being on the Equator and having many cities the ezinearticles.com/?Retire-in-Ecuador---Year-Round - Cached - SimilarRetire Ecuador |Oct 19, 2009 The “golden years” a euphemism for retirement, are a goal for many. After returning from a week I attended a three day seminar www.boqueteguide.com/?tag=retire-ecuador - Cached - SimilarRetirement: Moving to for retirement, forumTop Searches: • retiring • retiring • equador retirement • • to • moving to equador • retiring board.totalecuador.com/Retirement/Moving_to_Ecuador_for_retirement - SimilarRetire Ecuador - Make Your Dreams of Owning Real Estate Jan 26, 2010 New discount service assists with visa for US citizens who want to or are interested the real estate market, www.free-press-release.com › 2010 › Jan › 26 - Cached - SimilarECUADOR active adult retirement communitiesThe best ECUADOR active adult communities are profiled here at Topretirements.com. Just select the city to see adult communities that area.www.topretirements.com/active_adult/ECUADOR.html - Cached - SimilarSearches related to retire in ecuadorvolunteer ecuadormoving to ecuadorecuador network linksbest places live ecuadorliving cuenca ecuadorexpats ecuadorthe galapagos islands ecuadoramazon jungle Sponsored linksNot Sure Where to Retire?Best towns for cost of living,homes, climate, recreation & more. best places to - is one of the best places to retire? Find out. Click here to learn everything you need to know about Ecuador.www-bestplacestoretire.com/ecuador.html - Cached - SimilarRetire Ecuador BankingJul 19, 2009 You'll want to think about banking when you retire Ecuador. This makes banking easy for those who in to begin… www.ecuadorliving.com//retire-in-ecuador-banking.html - Cached - SimilarRetire With Real Estate Value & IRAsJul 19, 2009 One great reason to Ecuador is the real estate value. Plus you can own or other overseas investment and retirement real www.garyascott.com/2009/07/19/5912.html - CachedEcuador, the best place to enjoy retirement | HULIQSep 10, 2009 Several South American countries top the chart of best places for retirement and leads them.www.huliq.com/1/86119/ecuador-best-place-enjoy-retirement - Cached - SimilarEcuador: retire ecuador, cotacachi, food transportationJun 14, 2009 cotacachi, food transportation, quiet place: Good afternoon Randy, A living expense of $500 (ie, for food, transportation, telephone etc) is en.allexperts.com › - Cached - SimilarSeniors: Consider Cuenca Ecuador, South America for Cheap Mar 29, 2007 Retirement living in the small town of Johnston offers seniors the choice of living a Should You Ecuador, Er, Equador? www.associatedcontent.com//seniors_consider_cuenca_ecuador_south.html - Cached - SimilarTop budget retirement destinations abroad | Analysis & Opinion |Jan 28, 2010 If you Ecuador, you can rent a condo the beautiful colonial city of Cuenca for $300 a month, according to International Living blogs.reuters.com//top-budget-retirement-destinations-abroad/ - Cached - SimilarLighthouse Point | Santa Marianita, EcuadorSep 29, 2008 Rolodex of Contacts » Embassies and Consulates Embassy of W » and Let Your Money lighthousepointecuador.com/ - Cached[PDF] to Coastal Lifestyle ? Paradise or Sacrifice?File Format: PDF/Adobe Acrobat - Quick ViewEcuador's coastal villages and what you can do to avoid the risks. 101 is a free instant download available to Members of Worldwide.www.escapefromamerica.com//retire-to-coastal-ecuador-lifestyle-paradise-or-sacrifice/?The GringoMy friend Dixie from www.retire-in-ecuador.com recently visited Uzhupud Hosteria, which is about 40 minutes outside of Cuenca. I thought I would share her theecuadorgringo.com/ - Cached - SimilarSearches related to in ecuadorvolunteer ecuadormoving to ecuadorecuador network linksbest places live ecuadorliving cuenca ecuadorexpats ecuadorthe galapagos islands ecuadoramazon jungle Sponsored linksRetire EcuadorFor people considering Retiring,Visiting, or Living Aug 5, 2009 This weeks article the Overseas Opportunity Letter from Kathleen Peddicord of Live and Invest Overseas, talks about retiring to Cuenca, www.liveandinvestoverseas.com//09aug5-retire-to-ecuador.html - CachedRetire | Retirement PlanningJan 27, 2008 We have decided to spend a couple of months travelling through as these seems a very wonderful place to retire.www.articlesphere.com/Article/Retire-in-Ecuador/121587 - CachedShould I Ecuador? - Yahoo! AnswersJul 12, 2008 10 years from now. Yep Go for it, I am, I bought some property on the coast as well as an apartment close to the airport Guayaquil, Ecuador answers.yahoo.com › Travel › Latin America › - Cached - SimilarEcuador, Retirement indexApr 17, 2010 Top Searches: • retirement • retiring • • retirement • cuenca retirement • equador board.classifieds1000.com/Ecuador/Retirement - SimilarThe world's best places to - MSN MoneyOct 13, 2009 may be the best-kept retirement secret the Americas, Sheridan says, especially when it comes to real-estate prices. articles.moneycentral.msn.com/RetirementandWills/RetireInStyle/the-worlds-best-places-to-retire.aspx - Cached - SimilarBest Places To Live And RetireOne Of The Best Places To Live And - Ecuador. CNN has cited a study by International Living, and surprise - is considered as the second top hubpages.com/hub/Best-Places-To-Live-And-Retire - Cached - SimilarRetirement destinationsOct 3, 2007 EscapeArtist.com concluded that the best place the world to is Ecuador, mentioning Quito as "a well-preserved colonial city www.canada.com/topics/travel/story.html?id=f3f6e4a0 - Cached - SimilarECUAPRO. Real State - Bienes Raíces. EcuadorThe current economic crash has led me to reprint my “FREEDOM” story for you with a few points added to help to show how you can still here www.ecuadorbeachfront.com/ - Cached - SimilarEcuador Best Retirement Places | Best Places To RetireJun 13, 2009 Old enough that you are already qualified for retirement? Do not be sad or be frustrated because there are lots of amazing countries out www.bestplacesretire.com/retire/ecuador-best-retirement-places - Cached - Similarretirement Total Blog DirectoryEcuador Immigration Attorney; Permament Visas; Document Processing; Benefits for Ages 65 and Over; Cuenca Cost of Living; Cuenca retirement.totalblogdirectory.com/ - SimilarSearches related to ecuadorvolunteer ecuadormoving to ecuadorecuador network linksbest places live ecuadorliving cuenca ecuadorexpats ecuadorthe galapagos islands ecuadoramazon jungle Sponsored linksEcuador Corruption ReportRead How Was AssessedOn Corruption and Governance 14 posts - 10 authors - Last post: Apr 17I have heard that is developing a program or system for non-citizens to there. Has anyone any knowledge of this? board.classifieds1000.com/Ecuador/Retirement/Moving_to_Ecuador_for_retirement - SimilarGet more discussion resultsRetire to EcuadorRetire to to lower your stress and leave the rat race.retiretoecuador.com/ - Cached - SimilarRetirement EcuadorRetirement Ecuador: newest hot-spot for retirees and expats wanting the good life without the financial stress.www.pro-ecuador.com/retirement-in-ecuador.html - Cached - SimilarExpat Exchange - Retiring Abroad - Ecuador vs. Panama - Moving Mar 4, 2006 Is Panama a better retirement haven than Ecuador? By Lee Harrison. Is Panama a better retirement haven than Ecuador? www.expatexchange.com/lib.cfm?articleID=2266 - Cached - SimilarRetire to Coastal Lifestyle – Paradise or Sacrifice Most of Ecuador's coastal villages are charming but rustic. most small towns and villages, you won't find things like hot running waterwww.escapefromamerica.com//retire-to-coastal-ecuador-lifestyle-paradise-or-sacrifice/ - CachedHow to Decide Whether to to Ecuador, Er, Equador | eHow.comHow to Decide Whether to to Ecuador, Er, Equador. It's correctly spelled both ways everywhere. I've chosen to use the "Equador" spelling.www.ehow.com › › General Retirement Planning - Cached - SimilarEcuador Expat and Travel main indexList your website the Ecuador Expat and Travel Directory in • • total • cotacachi equador • expat ecuador • expat www.totalecuador.com/ - SimilarEcuador – International LivingCuenca, Ecuador—IL's No. 1 Retirement Haven. Posted on April 30, 2010 by Suzan Haskins. I'll always think of Cuenca as the city where women wear pants and internationalliving.com/Countries/Ecuador/ - CachedLiving Ecuador one of the best places to for cheap livingLiving is truly cheap living and doing it well.www.frugal-retirement-living.com/living-in-ecuador.html - Cached - SimilarHow is to to retire? - Yahoo! AnswersMay 22, 2010 I agree with jess, Nice place to retire, I'm not retired but I did move here because I love it. If your looking for the area where allot of people, answers.yahoo.com/question/index?qid - CachedSearches related to ecuadorvolunteer ecuadormoving to ecuadorecuador network linksbest places live ecuadorliving cuenca ecuadorexpats ecuadorthe galapagos islands ecuadoramazon jungle Sponsored linksEcuador Corruption ReportRead How Was AssessedOn Corruption and Governance